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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,733 | $132,634-73.1% | $115,768-69.1% | $137,256-74.0% |
| Participation rate | 76.2% | 77.9%-1.7pp | 74.4%+1.8pp | 80.0%-3.8pp |
| Annual return | 12.78% | 160.70%-147.9pp | 100.46%-87.7pp | 220.34%-207.6pp |
| Employer contribution / active EE | $631 | $3,360-81.2% | $2,940-78.5% | $4,156-84.8% |
| Participant deferral / active EE | $2,091 | $5,619-62.8% | $4,917-57.5% | $6,407-67.4% |
| Admin fee / account holder | $7,281 | $15,028-51.6% | $12,439-41.5% | $12,270-40.7% |