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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,733 | $139,948-74.5% | $121,663-70.6% | $154,746-76.9% |
| Participation rate | 76.2% | 78.0%-1.8pp | 74.5%+1.7pp | 80.7%-4.5pp |
| Annual return | 12.78% | 230.52%-217.7pp | 147.54%-134.8pp | 172.34%-159.6pp |
| Employer contribution / active EE | $631 | $3,521-82.1% | $3,020-79.1% | $4,379-85.6% |
| Participant deferral / active EE | $2,091 | $5,629-62.9% | $4,887-57.2% | $6,730-68.9% |
| Admin fee / account holder | $7,281 | $17,321-58.0% | $14,289-49.0% | $14,365-49.3% |