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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,070 | $76,407+283.6% | $150,298+95.0% | $82,448+255.5% |
| Participation rate | 90.9% | 66.4%+24.5pp | 77.8%+13.1pp | 68.1%+22.8pp |
| Annual return | 15.30% | 39.99%-24.7pp | 62.79%-47.5pp | 41.64%-26.3pp |
| Employer contribution / active EE | $5,598 | $2,614+114.2% | $4,154+34.8% | $2,551+119.5% |
| Participant deferral / active EE | $6,242 | $3,214+94.2% | $5,453+14.5% | $4,139+50.8% |
| Admin fee / account holder | $8,957 | $6,352+41.0% | $14,116-36.5% | $7,234+23.8% |