Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 29 SAWYER ROAD · WALTHAM, MA 02453 | Advisory (Plan) | $14,553 |
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS Service code 13 · EIN 82-4555287 | Contract Administrator | $1,685 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,354 | $50,192-61.4% | $108,359-82.1% | $64,728-70.1% |
| Participation rate | 41.0% | 41.8%-0.8pp | 70.1%-29.1pp | 57.9%-16.9pp |
| Annual return | 17.94% | 14.22%+3.7pp | 36.89%-19.0pp | 49.38%-31.4pp |
| Employer contribution / active EE | $362 | $1,117-67.6% | $2,399-84.9% | $2,243-83.9% |
| Participant deferral / active EE | $1,005 | $1,676-40.0% | $4,137-75.7% | $2,729-63.2% |
| Admin fee / account holder | $89 | $2,161-95.9% | $9,741-99.1% | $1,145-92.3% |