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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,306 | $156,616-48.1% | $133,346-39.0% | $198,609-59.1% |
| Participation rate | 93.8% | 77.7%+16.0pp | 72.8%+20.9pp | 82.4%+11.4pp |
| Annual return | 18.29% | 44.25%-26.0pp | 36.85%-18.6pp | 202.70%-184.4pp |
| Employer contribution / active EE | $5,264 | $3,368+56.3% | $2,853+84.5% | $5,055+4.1% |
| Participant deferral / active EE | $5,870 | $4,920+19.3% | $4,332+35.5% | $6,977-15.9% |
| Admin fee / account holder | $4,865 | $17,468-72.1% | $14,264-65.9% | $19,030-74.4% |