Filings through Oct 24, 2026.

Retirement plan

Cost of Wisconsin, Inc. 401(k) Profit Sharing Plan

Name: COST OF WISCONSIN, INC. - COST OF WISCONSIN, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: COST OF WISCONSIN, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COST OF WISCONSIN, INC. 401(K) PROFIT SHARING PLAN, COST OF WISCONSIN, INC.

Cost of Wisconsin, Inc.EIN 39-1089478Plan #001PY 2025

4201 HIGHWAY P - JACKSON, WI 53037262-677-6060

Prospect flagsLow returnsLow employer contributionPossible retail share class: $142KFew collective trustsFund lineup: 16 funds, $13.4M

How to read this page

Total assets (EOY)

$13.7M

+3.4% from 2024

Total participants

206

-17.6% from 2024

Average account balance

$68,648

+26.6% from 2024

Annual return

12.02%

-14.91 pp from 2024

Benchmarks

See 3,508 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort3,508 peers

Snapshot2025

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Analytics

See the 10-year trajectory with Pro.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ONEAMERICA RETIREMENT SERVICES LLC10+ years Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846	Recordkeeping	$43,142
JANKINS JABLONSKI LLC10+ years Service code 10 · EIN 46-4382120	Accounting	$7,600
BROADRIDGE FINANCIAL SOLUTIONS INC5 years Filed as: MATRIX TRUST COMPANY Service code 19 · EIN 75-3182674	Securities Custodian	$0

Fund lineup

CSV with Pro

16 funds of $250K or more; 19 lines in all, holding $13.4M of the plan's $13.7M. From the 2025 filing. Recordkeeper: OneAmerica.

In collective trusts0%median 0% for plans of $5M to $50M (40,338 plans)

In index funds60%median 22% for plans of $5M to $50M (40,338 plans)

In the main target-date series26%median 38% for plans of $5M to $50M (40,338 plans)

Employer stockNo

Target-date series: Vanguard Target Retirement, mutual fund, 26% of fund dollars

Fund	Manager	Vehicle	Dollars	% of funds%
Vanguard Target Retirement Vanguard · Mutual fund Target-date, 12 vintages	Vanguard	Mutual fund	$3.5M	25.8%
Vanguard 500 Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$3.2M	23.5%
Columbia Capital Allocation Aggressive Portfolio Institutional Class Ameriprise (Columbia Threadneedle) · Mutual fund	Ameriprise (Columbia Threadneedle)	Mutual fund	$1.5M	11.0%
Columbia Capital Alloc Mod Agrsv Inst Ameriprise (Columbia Threadneedle) · Mutual fund	Ameriprise (Columbia Threadneedle)	Mutual fund	$838K	6.2%
Fidelity Advisor Equity Growth Fund Class M Fidelity (FMR) · Mutual fund	Fidelity (FMR)	Mutual fund	$752K	5.6%
OneAmerica Stable Value Z Manager not matched · Stable value Stable value	Not yet matched	Stable value	$735K	5.5%
Janus Henderson Enterprise Fund Class N Janus Henderson · Mutual fund	Janus Henderson	Mutual fund	$543K	4.0%
Vanguard Small-Cap Value Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$507K	3.8%
Harbor Capital Appreciation R Harbor Capital · Mutual fund	Harbor Capital	Mutual fund	$430K	3.2%
Wasatch Micro Cap Value Manager not matched · Other	Not yet matched	Other	$370K	2.7%

See the other 9 lines in this lineup with Pro.

Covers 71,097 large plans that list their funds in their annual filing. Updated Nov 3, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$54K

$340 / participant

Recordkeeping$43K79.2%
Investment mgmt$4K6.8%
Other / not subdivided$8K14.0%

% of EOY assets

0.397%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: JANKINS JABLONSKI LLC
Auditor EIN: 464382120
Audit fees: $7,600
Opinion code: Unqualified

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Provider

Service type

Compensation

ONEAMERICA RETIREMENT SERVICES LLC10+ years

Filed as: ONEAMERICA RETIREMENT SERVICES, LLC

Service code 15 · EIN 46-5378846

Recordkeeping

$43,142

JANKINS JABLONSKI LLC10+ years

Service code 10 · EIN 46-4382120

Accounting

$7,600

BROADRIDGE FINANCIAL SOLUTIONS INC5 years

Filed as: MATRIX TRUST COMPANY

Service code 19 · EIN 75-3182674

Securities Custodian

Fund

Dollars

% of funds%

Vanguard Target Retirement

Vanguard · Mutual fund

Target-date, 12 vintages

$3.5M

25.8%

Vanguard 500 Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$3.2M

23.5%

Columbia Capital Allocation Aggressive Portfolio Institutional Class

Ameriprise (Columbia Threadneedle) · Mutual fund

$1.5M

11.0%

Columbia Capital Alloc Mod Agrsv Inst

Ameriprise (Columbia Threadneedle) · Mutual fund

$838K

6.2%

Fidelity Advisor Equity Growth Fund Class M

Fidelity (FMR) · Mutual fund

$752K

5.6%

OneAmerica Stable Value Z

Manager not matched · Stable value

Stable value

$735K

5.5%

Janus Henderson Enterprise Fund Class N

Janus Henderson · Mutual fund

$543K

4.0%

Vanguard Small-Cap Value Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$507K

3.8%

Harbor Capital Appreciation R

Harbor Capital · Mutual fund

$430K

3.2%

Wasatch Micro Cap Value

Manager not matched · Other

$370K

2.7%

Cost of Wisconsin, Inc. 401(k) Profit Sharing Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Cost of Wisconsin, Inc. 401(k) Profit Sharing Plan

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion