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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,245 | $105,284-51.3% | $150,734-66.0% | $94,015-45.5% |
| Participation rate | 83.3% | 71.7%+11.6pp | 78.4%+4.9pp | 70.8%+12.5pp |
| Annual return | 8.47% | 15.67%-7.2pp | 600.81%-592.3pp | 17.84%-9.4pp |
| Employer contribution / active EE | $1,121 | $3,599-68.9% | $4,918-77.2% | $2,790-59.8% |
| Participant deferral / active EE | $1,224 | $4,274-71.4% | $5,610-78.2% | $4,249-71.2% |
| Admin fee / account holder | $2,375 | $9,839-75.9% | $14,905-84.1% | $8,951-73.5% |