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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,245 | $88,672-42.2% | $105,223-51.3% | $82,448-37.8% |
| Participation rate | 83.3% | 67.9%+15.4pp | 75.0%+8.3pp | 68.1%+15.3pp |
| Annual return | 8.47% | 30.86%-22.4pp | 180.65%-172.2pp | 41.64%-33.2pp |
| Employer contribution / active EE | $1,121 | $3,048-63.2% | $3,689-69.6% | $2,551-56.1% |
| Participant deferral / active EE | $1,224 | $4,036-69.7% | $5,072-75.9% | $4,139-70.4% |
| Admin fee / account holder | $2,375 | $7,146-66.8% | $8,859-73.2% | $7,234-67.2% |