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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,050 | $106,524+65.3% | $152,301+15.6% | $87,485+101.2% |
| Participation rate | 94.9% | 75.8%+19.2pp | 82.4%+12.5pp | 68.9%+26.0pp |
| Annual return | 13.14% | 26.89%-13.7pp | 80.50%-67.4pp | 26.06%-12.9pp |
| Employer contribution / active EE | $1,889 | $3,371-44.0% | $4,624-59.1% | $2,596-27.2% |
| Participant deferral / active EE | $10,165 | $6,525+55.8% | $8,004+27.0% | $4,274+137.9% |
| Admin fee / account holder | $15,710 | $8,287+89.6% | $14,398+9.1% | $7,775+102.1% |