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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,050 | $106,749+64.9% | $145,433+21.1% | $82,448+113.5% |
| Participation rate | 94.9% | 75.6%+19.3pp | 82.1%+12.8pp | 68.1%+26.8pp |
| Annual return | 13.14% | 27.59%-14.4pp | 66.58%-53.4pp | 41.64%-28.5pp |
| Employer contribution / active EE | $1,889 | $3,444-45.1% | $4,554-58.5% | $2,551-25.9% |
| Participant deferral / active EE | $10,165 | $6,519+55.9% | $7,897+28.7% | $4,139+145.6% |
| Admin fee / account holder | $15,710 | $8,390+87.2% | $13,129+19.7% | $7,234+117.2% |