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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,869 | $129,737+246.0% | $119,126+276.8% | $154,746+190.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 10.79% | 379.08%-368.3pp | 282.11%-271.3pp | 172.34%-161.5pp |
| Employer contribution / active EE | $24,553 | $4,375+461.2% | $4,034+508.7% | $4,379+460.7% |
| Participant deferral / active EE | $17,544 | $5,842+200.3% | $5,318+229.9% | $6,730+160.7% |
| Admin fee / account holder | $735 | $11,961-93.9% | $10,693-93.1% | $14,365-94.9% |