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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,995 | $70,002+27.1% | $115,038-22.6% | $52,331+70.1% |
| Participation rate | 95.5% | 72.1%+23.4pp | 81.4%+14.2pp | 68.1%+27.4pp |
| Annual return | -3.25% | 4.04%-7.3pp | 26.14%-29.4pp | 4.54%-7.8pp |
| Employer contribution / active EE | $1,751 | $2,715-35.5% | $4,608-62.0% | $1,882-6.9% |
| Participant deferral / active EE | $7,013 | $4,920+42.5% | $6,026+16.4% | $3,022+132.0% |
| Admin fee / account holder | $1,104 | $566+95.0% | $8,175-86.5% | $592+86.5% |