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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,888 | $71,197-41.2% | $93,669-55.3% | $80,925-48.2% |
| Participation rate | 87.7% | 60.4%+27.3pp | 68.7%+18.9pp | 67.7%+20.0pp |
| Annual return | 9.84% | 11.27%-1.4pp | 133.59%-123.8pp | 35.65%-25.8pp |
| Employer contribution / active EE | $1,998 | $1,565+27.7% | $2,424-17.5% | $2,756-27.5% |
| Participant deferral / active EE | $1,344 | $4,036-66.7% | $4,416-69.6% | $4,299-68.7% |
| Admin fee / account holder | $14,307 | $6,959+105.6% | $8,291+72.6% | $6,940+106.2% |