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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,313 | $110,337+135.9% | $102,383+154.3% | $145,877+78.4% |
| Participation rate | 93.3% | 77.9%+15.4pp | 74.5%+18.8pp | 80.3%+13.0pp |
| Annual return | 28.65% | 24.83%+3.8pp | 24.94%+3.7pp | 551.28%-522.6pp |
| Employer contribution / active EE | $4,961 | $4,216+17.7% | $3,870+28.2% | $4,663+6.4% |
| Participant deferral / active EE | $8,782 | $5,621+56.2% | $5,060+73.6% | $6,691+31.3% |
| Admin fee / account holder | $3,942 | $9,750-59.6% | $8,391-53.0% | $13,402-70.6% |