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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,985 | $67,894+73.8% | $89,340+32.1% | $82,448+43.1% |
| Participation rate | 96.6% | 64.0%+32.5pp | 69.6%+27.0pp | 68.1%+28.5pp |
| Annual return | 8.92% | 19.21%-10.3pp | 20.57%-11.7pp | 41.64%-32.7pp |
| Employer contribution / active EE | $3,943 | $1,828+115.7% | $2,231+76.7% | $2,551+54.6% |
| Participant deferral / active EE | $7,458 | $3,072+142.8% | $3,823+95.1% | $4,139+80.2% |
| Admin fee / account holder | $7,284 | $5,723+27.3% | $6,704+8.7% | $7,234+0.7% |