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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $849,327 | $288,797+194.1% | $239,577+254.5% | $382,429+122.1% |
| Participation rate | 88.9% | 85.8%+3.1pp | 82.1%+6.8pp | 87.7%+1.1pp |
| Annual return | 12.15% | -3.30%+15.4pp | -0.70%+12.9pp | 248.85%-236.7pp |
| Employer contribution / active EE | $31,797 | $8,558+271.5% | $7,232+339.7% | $8,036+295.7% |
| Participant deferral / active EE | $5,356 | $6,420-16.6% | $5,676-5.6% | $5,727-6.5% |
| Admin fee / account holder | $693 | $18,649-96.3% | $19,315-96.4% | $30,732-97.7% |