Filings through Oct 24, 2026.

Retirement plan

Prime Financial Credit Union 401(k) Plan and Trust

Name: PRIME FINANCIAL CREDIT UNION - PRIME FINANCIAL CREDIT UNION 401(K) PLAN AND TRUST (2025) Form 5500
Creator: PRIME FINANCIAL CREDIT UNION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PRIME FINANCIAL CREDIT UNION 401(K) PLAN AND TRUST, PRIME FINANCIAL CREDIT UNION

Prime Financial Credit UnionEIN 39-0477300Plan #002PY 2025

5656 S PACKARD AVE - CUDAHY, WI 531102657414-486-4500primefinancialcu.orgLinkedIn51-200 employeesbanking

Prospect flagsLow returnsHigh feesLow employer contribution

Top hat statement on fileNQDC

Filed February 6, 2026 (most recent of 2 filings on file)

Plan administrator

Prime Financial Credit Union

Cudahy, WI 53110

Email Phone

Street address, email and phone are on Pro, free for 7 days.

Plans declared (3)

Plan name not on file1 emp
Plan name not on file1 emp
Plan name not on file1 emp

Total covered: 3 employees

Open the filing PDF

How to read this page

Total assets (EOY)

$4.6M

+13.2% from 2024

Total participants

0.0% from 2024

Average account balance

$58,598

+13.2% from 2024

Annual return

13.00%

+1.28 pp from 2024

Benchmarks

See 7,124 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants25-99

Cohort7,124 peers

Snapshot2025

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Analytics

See the 10-year trajectory with Pro.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$262K

$4511 / participant

Other / not subdivided$262K100.0%

% of EOY assets

5.724%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Filings through Oct 24, 2026.

Retirement plan

Prime Financial Credit Union 401(k) Plan and Trust

Prime Financial Credit UnionEIN 39-0477300Plan #002PY 2025

5656 S PACKARD AVE - CUDAHY, WI 531102657414-486-4500primefinancialcu.orgLinkedIn51-200 employeesbanking

Prospect flagsLow returnsHigh feesLow employer contribution

People on file2 contacts

AM
Amy Miller
Filing signerFiling signer
#002
PY 2025
+1 more — auditor, admin, prior signers, …

5500 filings11 filings · 2015–2025

20255500-SF401(k)Latest

5500 PDF

Top hat statement on fileNQDC

Filed February 6, 2026 (most recent of 2 filings on file)

Plan administrator

Prime Financial Credit Union

Cudahy, WI 53110

Email Phone

Street address, email and phone are on Pro, free for 7 days.

Plans declared (3)

Plan name not on file1 emp
Plan name not on file1 emp
Plan name not on file1 emp

Total covered: 3 employees

Open the filing PDF

How to read this page

Total assets (EOY)

$4.6M

+13.2% from 2024

Total participants

0.0% from 2024

Average account balance

$58,598

+13.2% from 2024

Annual return

13.00%

+1.28 pp from 2024

Benchmarks

See 7,124 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants25-99

Cohort7,124 peers

Snapshot2025

See peer percentile detail with Pro.

Pro shows the percentile for each metric against plans of the same size and industry. Free for 7 days, no card. Then $49 a month. Cancel any time.

Try Pro free Compare plans

Analytics

See the 10-year trajectory with Pro.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$262K

$4511 / participant

Other / not subdivided$262K100.0%

% of EOY assets

5.724%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Prime Financial Credit Union 401(k) Plan and Trust

Top hat statement on fileNQDC

Plan administrator

Plans declared (3)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Prime Financial Credit Union 401(k) Plan and Trust

Top hat statement on fileNQDC

Plan administrator

Plans declared (3)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion