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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,507 | $75,541-51.7% | $152,093-76.0% | $82,637-55.8% |
| Participation rate | 70.4% | 66.5%+3.8pp | 77.8%-7.4pp | 68.1%+2.3pp |
| Annual return | 21.86% | 32.56%-10.7pp | 66.36%-44.5pp | 53.51%-31.6pp |
| Employer contribution / active EE | $2,395 | $2,622-8.7% | $4,175-42.6% | $2,552-6.2% |
| Participant deferral / active EE | $5,386 | $3,206+68.0% | $5,451-1.2% | $4,126+30.5% |
| Admin fee / account holder | $1,321 | $6,405-79.4% | $14,497-90.9% | $7,339-82.0% |