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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,954 | $108,825-2.6% | $156,181-32.2% | $82,448+28.5% |
| Participation rate | 95.9% | 72.4%+23.6pp | 78.8%+17.1pp | 68.1%+27.9pp |
| Annual return | 15.38% | 20.59%-5.2pp | 64.87%-49.5pp | 41.64%-26.3pp |
| Employer contribution / active EE | $3,788 | $2,870+32.0% | $4,294-11.8% | $2,551+48.5% |
| Participant deferral / active EE | $4,769 | $4,577+4.2% | $6,132-22.2% | $4,139+15.2% |
| Admin fee / account holder | $42,744 | $9,341+357.6% | $14,586+193.0% | $7,234+490.8% |