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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,065 | $61,816-74.0% | $97,260-83.5% | $80,935-80.2% |
| Participation rate | 78.9% | 63.5%+15.5pp | 72.7%+6.3pp | 67.7%+11.3pp |
| Annual return | 32.35% | -558.73%+591.1pp | 75.54%-43.2pp | 35.66%-3.3pp |
| Employer contribution / active EE | $3,507 | $1,836+91.0% | $2,721+28.9% | $2,757+27.2% |
| Participant deferral / active EE | $6,592 | $3,027+117.8% | $4,262+54.7% | $4,299+53.3% |
| Admin fee / account holder | $4,060 | $5,166-21.4% | $5,640-28.0% | $6,924-41.4% |