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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,351 | $102,429-59.6% | $147,096-71.9% | $80,925-48.9% |
| Participation rate | 57.7% | 75.9%-18.2pp | 82.2%-24.5pp | 67.7%-10.0pp |
| Annual return | 12.00% | 135.02%-123.0pp | 419.75%-407.7pp | 35.65%-23.6pp |
| Employer contribution / active EE | $3,087 | $3,716-16.9% | $4,936-37.5% | $2,756+12.0% |
| Participant deferral / active EE | $6,374 | $6,649-4.1% | $8,071-21.0% | $4,299+48.3% |
| Admin fee / account holder | $2,440 | $7,957-69.3% | $13,005-81.2% | $6,940-64.8% |