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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,625 | $111,785+12.4% | $93,669+34.1% | $145,877-13.9% |
| Participation rate | 9.1% | 74.2%-65.1pp | 68.7%-59.6pp | 80.3%-71.2pp |
| Annual return | 8.71% | 203.79%-195.1pp | 133.59%-124.9pp | 551.28%-542.6pp |
| Employer contribution / active EE | $295 | $3,096-90.5% | $2,424-87.8% | $4,663-93.7% |
| Participant deferral / active EE | $2,773 | $4,919-43.6% | $4,416-37.2% | $6,691-58.6% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,291-100.0% | $13,402-100.0% |