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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,440 | $100,970-29.2% | $96,576-26.0% | $137,256-48.0% |
| Participation rate | 78.9% | 82.6%-3.7pp | 81.4%-2.5pp | 80.0%-1.0pp |
| Annual return | 28.37% | 38.16%-9.8pp | 38.47%-10.1pp | 220.34%-192.0pp |
| Employer contribution / active EE | $2,028 | $3,809-46.8% | $3,553-42.9% | $4,156-51.2% |
| Participant deferral / active EE | $8,281 | $8,286-0.1% | $7,956+4.1% | $6,407+29.2% |
| Admin fee / account holder | $7,355 | $11,312-35.0% | $11,381-35.4% | $12,270-40.1% |