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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,005 | $196,972-70.6% | $182,262-68.2% | $198,609-70.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.98% | 158.27%-142.3pp | 140.60%-124.6pp | 202.70%-186.7pp |
| Employer contribution / active EE | $1,332 | $5,364-75.2% | $5,046-73.6% | $5,055-73.7% |
| Participant deferral / active EE | $8,788 | $8,643+1.7% | $8,276+6.2% | $6,977+26.0% |
| Admin fee / account holder | $393 | $18,429-97.9% | $16,712-97.6% | $19,030-97.9% |