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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,951 | $174,379-34.7% | $152,093-25.1% | $138,895-18.0% |
| Participation rate | 91.7% | 81.6%+10.0pp | 77.8%+13.9pp | 79.9%+11.7pp |
| Annual return | 9.91% | 74.86%-64.9pp | 66.36%-56.4pp | 145.39%-135.5pp |
| Employer contribution / active EE | $5,238 | $4,652+12.6% | $4,175+25.5% | $4,194+24.9% |
| Participant deferral / active EE | $4,674 | $6,159-24.1% | $5,451-14.3% | $6,396-26.9% |
| Admin fee / account holder | $7,193 | $16,880-57.4% | $14,497-50.4% | $12,562-42.7% |