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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,543 | $166,242-83.4% | $165,071-83.3% | $145,884-81.1% |
| Participation rate | 86.4% | 82.0%+4.3pp | 78.6%+7.7pp | 80.3%+6.1pp |
| Annual return | 9.21% | 100.44%-91.2pp | 70.17%-61.0pp | 551.85%-542.6pp |
| Employer contribution / active EE | $1,471 | $5,283-72.2% | $4,347-66.2% | $4,662-68.4% |
| Participant deferral / active EE | $4,161 | $6,964-40.3% | $6,035-31.1% | $6,690-37.8% |
| Admin fee / account holder | $1,338 | $16,658-92.0% | $12,695-89.5% | $13,392-90.0% |