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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,241 | $212,386-4.8% | $199,883+1.2% | $138,895+45.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 11.51% | 47.75%-36.2pp | 43.81%-32.3pp | 145.39%-133.9pp |
| Employer contribution / active EE | $5,283 | $6,625-20.3% | $6,261-15.6% | $4,194+26.0% |
| Participant deferral / active EE | $18,903 | $9,617+96.6% | $9,138+106.9% | $6,396+195.5% |
| Admin fee / account holder | $18,793 | $18,233+3.1% | $17,268+8.8% | $12,562+49.6% |