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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,759 | $201,372-2.3% | $184,260+6.8% | $145,884+34.9% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 7.82% | 29.04%-21.2pp | 28.84%-21.0pp | 551.85%-544.0pp |
| Employer contribution / active EE | $1,861 | $7,024-73.5% | $6,427-71.0% | $4,662-60.1% |
| Participant deferral / active EE | $12,512 | $9,808+27.6% | $9,133+37.0% | $6,690+87.0% |
| Admin fee / account holder | $69,643 | $16,362+325.6% | $13,898+401.1% | $13,392+420.0% |