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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,111 | $183,516-80.9% | $155,534-77.4% | $145,884-75.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.85% | 61.43%-42.6pp | 64.92%-46.1pp | 551.85%-533.0pp |
| Employer contribution / active EE | $11,402 | $5,315+114.5% | $4,675+143.9% | $4,662+144.6% |
| Participant deferral / active EE | $20,676 | $6,467+219.7% | $5,630+267.2% | $6,690+209.1% |
| Admin fee / account holder | $421 | $19,293-97.8% | $15,900-97.4% | $13,392-96.9% |