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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,964 | $159,978-73.1% | $147,041-70.8% | $145,978-70.6% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 11.70% | 98.36%-86.7pp | 419.21%-407.5pp | 550.52%-538.8pp |
| Employer contribution / active EE | $1,771 | $5,288-66.5% | $4,935-64.1% | $4,662-62.0% |
| Participant deferral / active EE | $3,302 | $8,429-60.8% | $8,071-59.1% | $6,690-50.6% |
| Admin fee / account holder | $4,196 | $15,053-72.1% | $13,006-67.7% | $13,400-68.7% |