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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,036 | $154,228+314.3% | $145,433+339.4% | $137,256+365.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 8.68% | 74.59%-65.9pp | 66.58%-57.9pp | 220.34%-211.7pp |
| Employer contribution / active EE | $26,225 | $4,804+445.9% | $4,554+475.8% | $4,156+531.0% |
| Participant deferral / active EE | $16,416 | $8,216+99.8% | $7,897+107.9% | $6,407+156.2% |
| Admin fee / account holder | $25,431 | $14,344+77.3% | $13,129+93.7% | $12,270+107.3% |