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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,437 | $181,062+0.8% | $158,223+15.3% | $155,188+17.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 24.10% | 57.39%-33.3pp | 52.09%-28.0pp | 148.84%-124.7pp |
| Employer contribution / active EE | $11,521 | $4,565+152.4% | $4,109+180.4% | $4,248+171.2% |
| Participant deferral / active EE | $4,436 | $6,134-27.7% | $5,467-18.9% | $6,531-32.1% |
| Admin fee / account holder | $1,397 | $18,825-92.6% | $16,047-91.3% | $14,480-90.4% |