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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,492 | $85,094-66.5% | $76,327-62.7% | $145,884-80.5% |
| Participation rate | 33.3% | 82.9%-49.5pp | 79.2%-45.9pp | 80.3%-47.0pp |
| Annual return | 14.54% | 13.13%+1.4pp | 13.79%+0.8pp | 551.85%-537.3pp |
| Employer contribution / active EE | $0 | $5,261-100.0% | $4,584-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,529 | $6,390-60.4% | $5,478-53.8% | $6,690-62.2% |
| Admin fee / account holder | $468 | $5,773-91.9% | $5,139-90.9% | $13,392-96.5% |