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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,845 | $88,672-77.6% | $105,223-81.1% | $82,448-75.9% |
| Participation rate | 78.8% | 67.9%+10.9pp | 75.0%+3.8pp | 68.1%+10.8pp |
| Annual return | 16.93% | 30.86%-13.9pp | 180.65%-163.7pp | 41.64%-24.7pp |
| Employer contribution / active EE | $5,774 | $3,048+89.4% | $3,689+56.5% | $2,551+126.4% |
| Participant deferral / active EE | $577 | $4,036-85.7% | $5,072-88.6% | $4,139-86.1% |
| Admin fee / account holder | $1,003 | $7,146-86.0% | $8,859-88.7% | $7,234-86.1% |