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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,338 | $88,702+4.1% | $81,780+12.9% | $145,978-36.7% |
| Participation rate | 70.0% | 75.0%-5.0pp | 72.4%-2.4pp | 80.3%-10.3pp |
| Annual return | 17.84% | 1029.12%-1011.3pp | 776.27%-758.4pp | 550.52%-532.7pp |
| Employer contribution / active EE | $1,647 | $3,084-46.6% | $2,914-43.5% | $4,662-64.7% |
| Participant deferral / active EE | $5,832 | $4,645+25.5% | $4,321+35.0% | $6,690-12.8% |
| Admin fee / account holder | $9,054 | $8,414+7.6% | $7,384+22.6% | $13,400-32.4% |