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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,057 | $106,524-15.5% | $152,301-40.9% | $87,485+2.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 16.44% | 26.89%-10.5pp | 80.50%-64.1pp | 26.06%-9.6pp |
| Employer contribution / active EE | $2,116 | $3,371-37.2% | $4,624-54.2% | $2,596-18.5% |
| Participant deferral / active EE | $5,709 | $6,525-12.5% | $8,004-28.7% | $4,274+33.6% |
| Admin fee / account holder | $14,750 | $8,287+78.0% | $14,398+2.4% | $7,775+89.7% |