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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $507,386 | $156,398+224.4% | $147,318+244.4% | $138,895+265.3% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 16.45% | 78.75%-62.3pp | 70.43%-54.0pp | 145.39%-128.9pp |
| Employer contribution / active EE | $3,919 | $4,853-19.3% | $4,593-14.7% | $4,194-6.6% |
| Participant deferral / active EE | $12,435 | $8,237+51.0% | $7,906+57.3% | $6,396+94.4% |
| Admin fee / account holder | $13,768 | $14,976-8.1% | $13,708+0.4% | $12,562+9.6% |