Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,612 | $89,259-28.7% | $107,187-40.7% | $82,637-23.0% |
| Participation rate | 44.2% | 67.9%-23.7pp | 75.0%-30.8pp | 68.1%-23.9pp |
| Annual return | 14.80% | 21.02%-6.2pp | 204.55%-189.7pp | 53.51%-38.7pp |
| Employer contribution / active EE | $381 | $3,080-87.6% | $3,782-89.9% | $2,552-85.1% |
| Participant deferral / active EE | $3,743 | $4,037-7.3% | $5,096-26.6% | $4,126-9.3% |
| Admin fee / account holder | $3,630 | $7,381-50.8% | $9,162-60.4% | $7,339-50.5% |