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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,256 | $199,109+29.2% | $173,730+48.1% | $154,746+66.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 15.78% | 20.02%-4.2pp | 19.96%-4.2pp | 172.34%-156.6pp |
| Employer contribution / active EE | $14,096 | $5,311+165.4% | $4,577+207.9% | $4,379+221.9% |
| Participant deferral / active EE | $8,395 | $7,113+18.0% | $6,326+32.7% | $6,730+24.7% |
| Admin fee / account holder | $1,519 | $20,916-92.7% | $17,523-91.3% | $14,365-89.4% |