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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,692 | $156,398+133.8% | $147,318+148.2% | $138,895+163.3% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 16.23% | 78.75%-62.5pp | 70.43%-54.2pp | 145.39%-129.2pp |
| Employer contribution / active EE | $3,200 | $4,853-34.1% | $4,593-30.3% | $4,194-23.7% |
| Participant deferral / active EE | $10,189 | $8,237+23.7% | $7,906+28.9% | $6,396+59.3% |
| Admin fee / account holder | $1,313 | $14,976-91.2% | $13,708-90.4% | $12,562-89.5% |