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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,755 | $177,595+71.6% | $148,496+105.2% | $198,609+53.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 14.97% | 9.97%+5.0pp | 12.33%+2.6pp | 202.70%-187.7pp |
| Employer contribution / active EE | $1,618 | $4,098-60.5% | $3,497-53.7% | $5,055-68.0% |
| Participant deferral / active EE | $1,756 | $5,539-68.3% | $4,808-63.5% | $6,977-74.8% |
| Admin fee / account holder | $20,959 | $27,010-22.4% | $19,547+7.2% | $19,030+10.1% |