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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,796 | $86,938-8.2% | $102,423-22.1% | $80,925-1.4% |
| Participation rate | 93.3% | 72.4%+20.9pp | 76.5%+16.8pp | 67.7%+25.6pp |
| Annual return | -1.90% | 18.89%-20.8pp | 29.42%-31.3pp | 35.65%-37.5pp |
| Employer contribution / active EE | $2,631 | $2,369+11.1% | $3,023-13.0% | $2,756-4.5% |
| Participant deferral / active EE | $5,120 | $4,120+24.3% | $5,054+1.3% | $4,299+19.1% |
| Admin fee / account holder | $6,704 | $8,053-16.7% | $9,455-29.1% | $6,940-3.4% |