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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,960 | $81,504+11.6% | $102,437-11.2% | $80,959+12.4% |
| Participation rate | 98.4% | 66.9%+31.6pp | 74.5%+23.9pp | 67.7%+30.8pp |
| Annual return | 22.78% | 25.60%-2.8pp | 24.95%-2.2pp | 35.67%-12.9pp |
| Employer contribution / active EE | $7,039 | $3,104+126.8% | $3,871+81.9% | $2,757+155.3% |
| Participant deferral / active EE | $9,276 | $3,871+139.6% | $5,060+83.3% | $4,300+115.7% |
| Admin fee / account holder | $1,357 | $6,719-79.8% | $8,388-83.8% | $6,925-80.4% |