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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $30,781 |
CLARK, SCHAEFER, HACKETT & CO.2+ years Filed as: CLARK, SCHAEFER, HACKETT & CO., IN Service code 10 · EIN 31-0800053 | Accounting | $11,530 |
TFO-TDC, LLC1 year Filed as: TFO WEALTH PARTNERS LLC Service code 27 · EIN 20-1017513 | Advisory (Plan) | $11,400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,693 | $62,686-73.4% | $178,540-90.7% | $77,736-78.5% |
| Participation rate | 55.0% | 66.9%-11.9pp | 77.1%-22.1pp | 70.6%-15.6pp |
| Annual return | 16.46% | 16.16%+0.3pp | 27.15%-10.7pp | 31.26%-14.8pp |
| Employer contribution / active EE | $593 | $1,914-69.0% | $3,953-85.0% | $2,728-78.3% |
| Participant deferral / active EE | $1,597 | $4,224-62.2% | $6,281-74.6% | $4,651-65.7% |
| Admin fee / account holder | $194 | $386-49.8% | $10,424-98.1% | $433-55.3% |