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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $948,348 | $172,111+451.0% | $150,298+531.0% | $137,256+590.9% |
| Participation rate | 60.0% | 81.7%-21.7pp | 77.8%-17.8pp | 80.0%-20.0pp |
| Annual return | 11.43% | 69.37%-57.9pp | 62.79%-51.4pp | 220.34%-208.9pp |
| Employer contribution / active EE | $15,921 | $4,636+243.4% | $4,154+283.3% | $4,156+283.1% |
| Participant deferral / active EE | $14,190 | $6,166+130.1% | $5,453+160.2% | $6,407+121.5% |
| Admin fee / account holder | $1,789 | $16,471-89.1% | $14,116-87.3% | $12,270-85.4% |