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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,682 | $117,895+42.2% | $102,460+63.7% | $145,897+14.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.30% | 31.92%-18.6pp | 29.47%-16.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $1,823 | $3,619-49.6% | $3,025-39.7% | $4,663-60.9% |
| Participant deferral / active EE | $4,706 | $5,736-18.0% | $5,056-6.9% | $6,689-29.6% |
| Admin fee / account holder | $25,364 | $13,353+90.0% | $9,460+168.1% | $13,390+89.4% |