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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,935 | $81,331+128.6% | $155,534+19.5% | $80,935+129.7% |
| Participation rate | 93.2% | 66.3%+26.9pp | 78.2%+14.9pp | 67.7%+25.5pp |
| Annual return | 10.40% | 33.37%-23.0pp | 64.92%-54.5pp | 35.66%-25.3pp |
| Employer contribution / active EE | $6,003 | $3,105+93.4% | $4,675+28.4% | $2,757+117.8% |
| Participant deferral / active EE | $8,608 | $3,454+149.2% | $5,630+52.9% | $4,299+100.2% |
| Admin fee / account holder | $59,916 | $7,999+649.0% | $15,900+276.8% | $6,924+765.3% |