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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,378 | $196,972-50.6% | $182,262-46.6% | $198,609-51.0% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 10.34% | 158.27%-147.9pp | 140.60%-130.3pp | 202.70%-192.4pp |
| Employer contribution / active EE | $1,594 | $5,364-70.3% | $5,046-68.4% | $5,055-68.5% |
| Participant deferral / active EE | $6,622 | $8,643-23.4% | $8,276-20.0% | $6,977-5.1% |
| Admin fee / account holder | $7,355 | $18,429-60.1% | $16,712-56.0% | $19,030-61.4% |