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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,063 | $166,089-29.5% | $164,928-29.0% | $145,978-19.8% |
| Participation rate | 65.2% | 82.0%-16.8pp | 78.6%-13.4pp | 80.3%-15.1pp |
| Annual return | 12.98% | 100.26%-87.3pp | 70.08%-57.1pp | 550.52%-537.5pp |
| Employer contribution / active EE | $1,895 | $5,276-64.1% | $4,343-56.4% | $4,662-59.3% |
| Participant deferral / active EE | $5,327 | $6,961-23.5% | $6,034-11.7% | $6,690-20.4% |
| Admin fee / account holder | $56,427 | $16,641+239.1% | $12,684+344.9% | $13,400+321.1% |