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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,301 | $102,385+294.9% | $147,080+174.9% | $80,935+399.5% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 10.79% | 135.09%-124.3pp | 420.17%-409.4pp | 35.66%-24.9pp |
| Employer contribution / active EE | $13,573 | $3,717+265.2% | $4,933+175.1% | $2,757+392.4% |
| Participant deferral / active EE | $15,846 | $6,651+138.3% | $8,066+96.4% | $4,299+268.6% |
| Admin fee / account holder | $47,382 | $7,951+495.9% | $12,989+264.8% | $6,924+584.3% |