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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,743 | $102,422-35.8% | $147,117-55.3% | $80,959-18.8% |
| Participation rate | 50.0% | 75.9%-25.9pp | 82.2%-32.2pp | 67.7%-17.7pp |
| Annual return | 12.66% | 135.16%-122.5pp | 420.54%-407.9pp | 35.67%-23.0pp |
| Employer contribution / active EE | $1,777 | $3,717-52.2% | $4,932-64.0% | $2,757-35.5% |
| Participant deferral / active EE | $2,926 | $6,652-56.0% | $8,065-63.7% | $4,300-32.0% |
| Admin fee / account holder | $968 | $7,953-87.8% | $12,993-92.5% | $6,925-86.0% |