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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,449 | $84,953-51.2% | $163,379-74.6% | $82,637-49.8% |
| Participation rate | 98.9% | 65.9%+32.9pp | 76.8%+22.0pp | 68.1%+30.8pp |
| Annual return | 21.87% | 23.07%-1.2pp | 63.41%-41.5pp | 53.51%-31.6pp |
| Employer contribution / active EE | $3,349 | $2,183+53.4% | $3,752-10.7% | $2,552+31.2% |
| Participant deferral / active EE | $6,720 | $4,326+55.3% | $6,282+7.0% | $4,126+62.9% |
| Admin fee / account holder | $2,271 | $7,921-71.3% | $9,818-76.9% | $7,339-69.0% |