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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,902 | $172,111+126.0% | $150,298+158.8% | $137,256+183.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.92% | 69.37%-53.5pp | 62.79%-46.9pp | 220.34%-204.4pp |
| Employer contribution / active EE | $3,163 | $4,636-31.8% | $4,154-23.9% | $4,156-23.9% |
| Participant deferral / active EE | $5,821 | $6,166-5.6% | $5,453+6.8% | $6,407-9.1% |
| Admin fee / account holder | $35,525 | $16,471+115.7% | $14,116+151.7% | $12,270+189.5% |