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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,078 | $88,710+118.8% | $81,783+137.3% | $145,959+33.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.78% | 1027.26%-1015.5pp | 775.05%-763.3pp | 561.95%-550.2pp |
| Employer contribution / active EE | $15,077 | $3,083+389.0% | $2,913+417.7% | $4,661+223.5% |
| Participant deferral / active EE | $8,824 | $4,645+90.0% | $4,320+104.2% | $6,689+31.9% |
| Admin fee / account holder | $128,741 | $8,407+1431.3% | $7,380+1644.5% | $13,398+860.9% |