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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,078 | $88,815+118.5% | $81,882+137.0% | $145,897+33.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.78% | 1033.75%-1022.0pp | 779.47%-767.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $15,077 | $3,086+388.5% | $2,916+417.0% | $4,663+223.4% |
| Participant deferral / active EE | $8,824 | $4,647+89.9% | $4,323+104.1% | $6,689+31.9% |
| Admin fee / account holder | $128,741 | $8,434+1426.4% | $7,360+1649.3% | $13,390+861.4% |