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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,078 | $88,754+118.7% | $81,820+137.2% | $145,877+33.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.78% | 1031.77%-1020.0pp | 777.93%-766.2pp | 551.28%-539.5pp |
| Employer contribution / active EE | $15,077 | $3,085+388.7% | $2,915+417.2% | $4,663+223.3% |
| Participant deferral / active EE | $8,824 | $4,648+89.9% | $4,323+104.1% | $6,691+31.9% |
| Admin fee / account holder | $128,741 | $8,424+1428.3% | $7,391+1642.0% | $13,402+860.6% |